fitzunited.com

(P3) Pricing

Simple pricing,
zero surprises.

One plan for everyone. No monthly fees, no minimum balance — the only fee is $25 for a domestic wire.

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Everyday plan$0/ monthChecking, savings, cards and transfers included.Open account

(01) Included

Everything, for free.

  • Total Checking and High-Yield Savings
  • 4.10% APY on savings
  • Black metal debit card and a virtual card
  • Free transfers between your accounts
  • Free ACH transfers to any US bank
  • Email updates on every transfer
  • The FitzUnited app for iPhone and Android

(02) Fee schedule

Every fee, in plain sight.

Monthly maintenance$0Never charged
Minimum balance$0Open and keep your accounts with any amount
Transfers between your accountsFreeChecking ⇄ Savings
Standard ACH transferFreeUp to $10,000 per transfer · 1–3 business days
Domestic wire transfer$25Up to $250,000 per transfer · same business day
Debit card & virtual cardFreeIncluding replacement of a frozen card
High-Yield Savings4.10% APYVariable rate, paid monthly

(03) Questions

Good to know.

Is FitzUnited really free?

Yes. There's no monthly fee and no minimum balance. The only fee is $25 when you send a domestic wire.

Why is a transfer pending?

Every transfer is reviewed by our team before it's released. The amount is held from your available balance and you'll get an email as soon as it's approved or declined.

How long do transfers take?

Transfers between your own accounts post as soon as they're approved. ACH arrives in 1–3 business days after approval, and wires arrive the same business day.

Are my deposits insured?

Yes — FitzUnited Bank, N.A. is a Member FDIC, and deposits are insured up to $250,000 per depositor.

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Eight minutes, one photo ID, no paperwork. Free on every plan — forever.

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