(P2) Security
Protection in
every layer.
From the PIN on your phone to the people who review each transfer, your money is guarded at every step.
FITZUnited
•••• 4821
ALEX FITZGERALDDebit
FDIC insured up to $250,000FitzUnited Bank, N.A. is a Member FDIC. Deposits are insured up to $250,000 per depositor.
(01) Transfers
Every transfer, double checked.
4-digit transaction PINEvery transfer is confirmed with your own PIN. Five wrong tries lock transfers for 15 minutes.
Reviewed before releaseOur team checks every transfer before any money leaves. Until then it's only held from your balance.
Email at every stepYou're emailed when a transfer is submitted, approved or declined — with the full details and reason.
Freeze & limitsFreeze a card in a tap and set your own monthly spending limit.
(02) Behind the scenes
Quietlywatching over it.
Protected sign-inPasswords are stored with Argon2 hashing; sessions refresh securely and can be ended everywhere.
Account restrictionsUnusual activity can pause outgoing transfers on an account while we take a look.
Full audit trailEvery action our team takes on an account is recorded, so nothing happens unseen.
(03) Stay safe
Your part, made simple.
- We will never ask for your PIN or password — by phone, email or text.
- Choose a PIN that isn't repeated or sequential, and don't reuse it elsewhere.
- Check each transfer email; if something looks wrong, contact us straight away.
- Install the app from fitzunited.com only.
Open YourAccount
Eight minutes, one photo ID, no paperwork. Free on every plan — forever.